Terms of Use
NextaFuturon Financial Modeling Education
Effective Date: January 15, 2025
1 Acceptance of Terms
By accessing and using the NextaFuturon website (nextafuturon.com) and our financial modeling educational services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and NextaFuturon, a company operating in Bulgaria.
If you do not agree with any part of these terms, you must immediately discontinue use of our website and services. Your continued use of our platform indicates your acceptance of any modifications to these terms.
2 Description of Services
NextaFuturon provides comprehensive financial modeling education through online courses, workshops, and educational materials. Our services are designed to enhance understanding of financial analysis, modeling techniques, and business valuation methods.
Educational Content
We offer structured learning programs covering various aspects of financial modeling, including but not limited to Excel-based models, scenario analysis, and investment evaluation techniques. All content is created for educational purposes and should not be considered as financial advice.
Learning Programs
Our learning programs are scheduled to begin in autumn 2025, with comprehensive curricula designed to accommodate different skill levels. Program availability and schedules are subject to enrollment requirements and may be modified based on operational needs.
3 User Responsibilities and Conduct
As a user of our platform, you agree to use our services responsibly and in accordance with all applicable laws and regulations. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
- Provide accurate and complete information when creating an account
- Use our educational materials solely for personal learning purposes
- Respect intellectual property rights of all content provided
- Refrain from sharing login credentials with unauthorized persons
- Report any technical issues or security concerns promptly
4 Intellectual Property Rights
All content, materials, and resources provided through NextaFuturon's platform, including but not limited to course materials, videos, templates, and written content, are protected by copyright and other intellectual property laws. NextaFuturon retains all rights, title, and interest in such materials.
License Grant
We grant you a limited, non-exclusive, non-transferable license to access and use our educational materials solely for your personal educational purposes. This license does not permit you to modify, distribute, or create derivative works based on our content.
User-Generated Content
Any content you submit through our platform, including assignments, forum posts, or feedback, grants NextaFuturon a non-exclusive right to use such content for educational and promotional purposes, while you retain ownership of your original work.
5 Privacy and Data Protection
We are committed to protecting your privacy and handling your personal information in accordance with applicable data protection regulations, including GDPR requirements. Your use of our services is also governed by our Privacy Policy, which forms an integral part of these Terms of Use.
We collect and process personal information necessary to provide our educational services, including contact information, learning progress data, and payment information. We do not sell or share personal information with third parties for marketing purposes.
6 Payment Terms and Refund Policy
Payment for our educational programs is due according to the terms specified during enrollment. We accept various payment methods and all transactions are processed securely through encrypted systems.
Refund Eligibility
Refund requests must be submitted within 14 days of program commencement. Refunds are processed according to the specific terms outlined in your enrollment agreement. Partial refunds may be available in certain circumstances, subject to individual evaluation.
Payment Processing
All payments are processed in accordance with Bulgarian commercial regulations. Currency conversion fees, if applicable, are the responsibility of the user. Failed payments may result in suspension of access to educational materials.
7 Disclaimers and Limitations
Our educational content is provided for informational and educational purposes only. While we strive to ensure accuracy and currency of our materials, we make no warranties regarding the completeness or reliability of the information provided.
- Educational content should not be considered as professional financial advice
- Individual results from our programs may vary based on personal circumstances
- We do not guarantee job placement or specific salary outcomes
- Market conditions and industry requirements may affect career prospects
8 Termination of Services
Either party may terminate this agreement with appropriate notice. NextaFuturon reserves the right to suspend or terminate user accounts for violations of these terms or for any conduct that we determine to be harmful to our platform or other users.
Account Suspension
We may suspend access to our services immediately if we detect unauthorized use, violation of intellectual property rights, or any activity that compromises the security or integrity of our platform.
Data Retention
Following termination, we will retain user data in accordance with our Privacy Policy and applicable legal requirements. Users may request data deletion subject to our data retention obligations.
9 Governing Law and Dispute Resolution
These Terms of Use are governed by the laws of Bulgaria. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of Bulgarian courts, specifically those located in Harmanli, Bulgaria.
Alternative Dispute Resolution
Before pursuing formal legal action, we encourage users to contact us directly to resolve any disputes or concerns. Many issues can be resolved through direct communication and good faith negotiation.
10 Modifications to Terms
NextaFuturon reserves the right to modify these Terms of Use at any time. Significant changes will be communicated to users through email notification or prominent website notices. Continued use of our services after such modifications constitutes acceptance of the updated terms.
We recommend reviewing these terms periodically to stay informed about your rights and obligations. The effective date at the top of this document indicates when the terms were last updated.
Contact Information
For questions regarding these Terms of Use, please contact us:
NextaFuturon
ul. "Djalko Milkovski" 19
6450 Tsentar, Harmanli, Bulgaria
Phone: +359 886 846 572
Email: info@nextafuturon.com